However, many individuals may not be aware of the necessity to provide the bank or lender's PAN when seeking certain tax benefits on home loans. Moreover, locating the correct PAN for the bank or lender can be a challenging task. While some banks and financial institutions may provide their PAN on a provisional certificate, others may not. Nevertheless, it is essential to submit the valid Lender PAN number to the employer for TDS return filing. Below is a compilation of all bank and financial institution Permanent Account Numbers (PAN).
|
Bank / Home Loan Providers
Name? Lender PAN Numbers |
PAN Number |
|
ING Vysya - ING Vysya Bank (Note: ING Vysya Bank was acquired by Kotak
Mahindra Bank) |
AABCT0529M |
|
State Bank of Travancore - State Bank of Travancore (merged into State
Bank of India) |
AAGCS9120G |
|
State Bank of Mysore (SBM) - State Bank of Mysore (merged into State
Bank of India) |
AACCS0155P |
|
Andhra Pradesh Grameena Vikas Bank (APGVB) - Andhra Pradesh Grameena
Vikas Bank |
AAAJA1351N |
|
State Bank of Patiala - State Bank of Patiala (merged into State Bank
of India) |
AACCS0143D |
|
India Infoline Housing Finance Ltd - India Infoline Housing Finance
Limited |
AABCI6154K |
|
State Bank of Bikaner and Jaipur (SBJJ) - (merged into State Bank of
India) |
AADCS4750R |
|
TATA Capital Housing Finance Ltd - TATA Capital Housing Finance
Limited |
AADCT0491L |
|
Andhra Pragathi Grameena Bank (APGP) - Andhra Pragathi Grameena Bank |
AAMFA8921A |
|
ICICI Home Finance Company Ltd - ICICI Home Finance Company Limited |
AAACI6285N |
|
LIC Housing Finance Limited (LICHFL) - LIC Housing Finance Limited |
AAACL1799C |
|
Reliance Home Loan Finance Limited - Reliance Home Finance Limited |
AAECR0305E |
|
State Bank of Hyderabad (SBH) - (merged into State Bank of India) |
AADCS4009H |
|
Dahod Urban Co.op. Bank Ltd. - Dahod Urban Cooperative Bank Ltd. |
AAAAT2915L |
|
HDFC - Housing Development Finance Corporation Limited (HDFC) |
AAACH0997E |
|
Saraswat Co-Op. Bank Ltd - Saraswat Co-operative Bank Limited |
AABAT4497Q |
|
The Hongkong & Shanghai Banking Corporation Limited - HSBC |
AAACT2786P |
|
Himachal Pradesh State Cooperative Bank Limited (HPSCB) |
AABFH7694E |
|
Sardar Bhiladwala Pardi Peoples Cooperative Bank Limited |
AABAS4480Q |
|
Aadhar Housing Finance - Aadhar Housing Finance Limited |
AAICA4667N |
|
Housing Development Finance Corporation Limited (HDFC) |
AAACH0997E |
|
Housing & Urban Development Corporation Ltd-(HUDCO) |
AAACH0632A |
|
L&T FinCorp Limited - L&T Finance Holdings Limited |
AAACI4598Q |
|
Indian Overseas Bank (IOB) - Indian Overseas Bank |
AAACI1223J |
|
Karur Vysya Bank (KVB) - Karur Vysya Bank Limited |
AAACH3962K |
|
Punjab National Bank (PNB) - Punjab National Bank |
AAACP0165G |
|
Dewan Housing Finance Corporation Limited (DHFL) |
AAACD1977A |
|
DHFL - Dewan Housing Finance Corporation Limited |
AAACD1977A |
|
India bulls - Indiabulls Housing Finance Limited |
AABCI3612A |
|
Bank of Maharashtra (BoM) - Bank of Maharashtra |
AACCB0774B |
|
J&K Grameen Bank - Jammu & Kashmir Grameen Bank |
AAAAJ7859H |
|
State Bank of India (SBI) - State Bank of India |
AAACS8577K |
|
DECCAN GRAMEENA BANK / TELANGANA GRAMEENA BANK |
AAAAD3893M |
|
BMW India Financial Services Private Limited |
AADCB8986G |
|
Canfin Homes Limited - Can Fin Homes Limited |
AAACC7241A |
|
The Hazaribag Central Co-operative Bank Ltd. |
AABTT0908K |
|
Kurukshetra Central Coop. Bank Ltd. (KCCB) |
AAAAT2371G |
|
L&T Infrastructure Finance Company Limited |
AABCL2283L |
|
Ratnakar / RBL Bank Ltd - RBL Bank Limited |
AABCT3335M |
|
GRUH FINANCE LTD. - GRUH Finance Limited |
AAACG7010K |
|
FEDERAL BANK - The Federal Bank Limited |
AABCT0020H |
|
TATA Capital Ltd - TATA Capital Limited |
AADCP9147P |
|
Bank of Baroda (BoB) - Bank of Baroda |
AAACB1534F |
|
Bank of India (BoI) - Bank of India |
AAACB0472C |
|
Indiabulls Housing Finance Limited |
AABCI3612A |
|
Andhra Bank (Union Bank of India) |
AABCA7375C |
|
Power Finance Corporation Limited |
AAACP1570H |
|
Kangra Central Cooperative Bank |
AAAJT0749B |
|
The South Indian Bank Limited |
AABCT0022F |
|
GIC Housing Finance Limited |
AAACG2755R |
|
Kotak Mahindra Bank Limited |
AAACK4409J |
|
PNB Housing Finance Limited |
AAACP3682N |
|
TATA Motors Finance Limited |
AACCT4644A |
|
The Karnataka Bank Limited |
AABCT5589K |
|
Oriental Bank of Commerce |
AAACO0191M |
|
City Union Bank Limited |
AAACC1287E |
|
Standard Chartered Bank |
AABCS4681D |
|
Central Bank of India |
AAACC2498P |
|
Indusind Bank Limited |
AAACI1314G |
|
Jharkhand Gramin Bank |
AAAAJ3908R |
|
IDBI Bank Limited -2 |
AABCI8842G |
|
United Bank of India |
AAACU5624P |
|
Haryana Gramin Bank |
AAKAS1464M |
|
Union Bank of India |
AAACU0564G |
|
ICICI Bank Limited |
AAACI1195H |
|
Punjab & Sind Bank |
AAACP1206G |
|
Axis Bank Limited |
AAACU2414K |
|
HDFC Bank Limited |
AAACH2702H |
|
IDBI Bank Limited |
AAACI1603C |
|
Corporation Bank |
AAACC7245E |
|
DCB Bank Limited |
AAACD1461F |
|
YES Bank Limited |
AAACY2068D |
|
Allahabad Bank |
AACCA8464F |
|
Syndicate Bank |
AACCS4699E |
|
Deutsche Bank |
AAACD1390F |
|
Canara Bank |
AAACC6106G |
|
Indian Bank |
AAACI1607G |
|
Vijaya Bank |
AAACV4791J |
|
CITI Bank |
AAACC0462F |
|
Dena Bank |
AAACD4249B |
|
UCO Bank |
AAACU3561B |
|
HSBC |
AAACT2786P |
Need for Lender PAN to Avail Home Loan Benefits: To understand the need for a PAN number of the bank, one needs to understand the Income Tax Act of 1961, and in particular, section 24B. Section 24B states that one can claim tax benefits on the interest paid for a housing loan. However, to complete the process, one must provide the PAN Card number of their respective lender bank to the Income Tax Department.
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