List of Bank/Home Loan Providers PAN Numbers _Home Loan Benefits: List of Permanent Account Numbers (PAN) of Banks, Lenders, and Mortgage Lenders

However, many individuals may not be aware of the necessity to provide the bank or lender's PAN when seeking certain tax benefits on home loans. Moreover, locating the correct PAN for the bank or lender can be a challenging task. While some banks and financial institutions may provide their PAN on a provisional certificate, others may not. Nevertheless, it is essential to submit the valid Lender PAN number to the employer for TDS return filing. Below is a compilation of all bank and financial institution Permanent Account Numbers (PAN).

Bank / Home Loan Providers Name? Lender PAN Numbers	PAN Number
ING Vysya - ING Vysya Bank (Note: ING Vysya Bank was acquired by Kotak Mahindra Bank)	AABCT0529M
State Bank of Travancore - State Bank of Travancore (merged into State Bank of India)	AAGCS9120G
State Bank of Mysore (SBM) - State Bank of Mysore (merged into State Bank of India)	AACCS0155P
Andhra Pradesh Grameena Vikas Bank (APGVB) - Andhra Pradesh Grameena Vikas Bank	AAAJA1351N
State Bank of Patiala - State Bank of Patiala (merged into State Bank of India)	AACCS0143D
India Infoline Housing Finance Ltd - India Infoline Housing Finance Limited	AABCI6154K
State Bank of Bikaner and Jaipur (SBJJ) - (merged into State Bank of India)	AADCS4750R
TATA Capital Housing Finance Ltd - TATA Capital Housing Finance Limited	AADCT0491L
Andhra Pragathi Grameena Bank (APGP) - Andhra Pragathi Grameena Bank	AAMFA8921A
ICICI Home Finance Company Ltd - ICICI Home Finance Company Limited	AAACI6285N
LIC Housing Finance Limited (LICHFL) - LIC Housing Finance Limited	AAACL1799C
Reliance Home Loan Finance Limited - Reliance Home Finance Limited	AAECR0305E
State Bank of Hyderabad (SBH) - (merged into State Bank of India)	AADCS4009H
Dahod Urban Co.op. Bank Ltd. - Dahod Urban Cooperative Bank Ltd.	AAAAT2915L
HDFC - Housing Development Finance Corporation Limited (HDFC)	AAACH0997E
Saraswat Co-Op. Bank Ltd - Saraswat Co-operative Bank Limited	AABAT4497Q
The Hongkong & Shanghai Banking Corporation Limited - HSBC	AAACT2786P
Himachal Pradesh State Cooperative Bank Limited (HPSCB)	AABFH7694E
Sardar Bhiladwala Pardi Peoples Cooperative Bank Limited	AABAS4480Q
Aadhar Housing Finance - Aadhar Housing Finance Limited	AAICA4667N
Housing Development Finance Corporation Limited (HDFC)	AAACH0997E
Housing & Urban Development Corporation Ltd-(HUDCO)	AAACH0632A
L&T FinCorp Limited - L&T Finance Holdings Limited	AAACI4598Q
Indian Overseas Bank (IOB) - Indian Overseas Bank	AAACI1223J
Karur Vysya Bank (KVB) - Karur Vysya Bank Limited	AAACH3962K
Punjab National Bank (PNB) - Punjab National Bank	AAACP0165G
Dewan Housing Finance Corporation Limited (DHFL)	AAACD1977A
DHFL - Dewan Housing Finance Corporation Limited	AAACD1977A
India bulls - Indiabulls Housing Finance Limited	AABCI3612A
Bank of Maharashtra (BoM) - Bank of Maharashtra	AACCB0774B
J&K Grameen Bank - Jammu & Kashmir Grameen Bank	AAAAJ7859H
State Bank of India (SBI) - State Bank of India	AAACS8577K
DECCAN GRAMEENA BANK / TELANGANA GRAMEENA BANK	AAAAD3893M
BMW India Financial Services Private Limited	AADCB8986G
Canfin Homes Limited - Can Fin Homes Limited	AAACC7241A
The Hazaribag Central Co-operative Bank Ltd.	AABTT0908K
Kurukshetra Central Coop. Bank Ltd. (KCCB)	AAAAT2371G
L&T Infrastructure Finance Company Limited	AABCL2283L
Ratnakar / RBL Bank Ltd - RBL Bank Limited	AABCT3335M
GRUH FINANCE LTD. - GRUH Finance Limited	AAACG7010K
FEDERAL BANK - The Federal Bank Limited	AABCT0020H
TATA Capital Ltd - TATA Capital Limited	AADCP9147P
Bank of Baroda (BoB) - Bank of Baroda	AAACB1534F
Bank of India (BoI) - Bank of India	AAACB0472C
Indiabulls Housing Finance Limited	AABCI3612A
Andhra Bank (Union Bank of India)	AABCA7375C
Power Finance Corporation Limited	AAACP1570H
Kangra Central Cooperative Bank	AAAJT0749B
The South Indian Bank Limited	AABCT0022F
GIC Housing Finance Limited	AAACG2755R
Kotak Mahindra Bank Limited	AAACK4409J
PNB Housing Finance Limited	AAACP3682N
TATA Motors Finance Limited	AACCT4644A
The Karnataka Bank Limited	AABCT5589K
Oriental Bank of Commerce	AAACO0191M
City Union Bank Limited	AAACC1287E
Standard Chartered Bank	AABCS4681D
Central Bank of India	AAACC2498P
Indusind Bank Limited	AAACI1314G
Jharkhand Gramin Bank	AAAAJ3908R
IDBI Bank Limited -2	AABCI8842G
United Bank of India	AAACU5624P
Haryana Gramin Bank	AAKAS1464M
Union Bank of India	AAACU0564G
ICICI Bank Limited	AAACI1195H
Punjab & Sind Bank	AAACP1206G
Axis Bank Limited	AAACU2414K
HDFC Bank Limited	AAACH2702H
IDBI Bank Limited	AAACI1603C
Corporation Bank	AAACC7245E
DCB Bank Limited	AAACD1461F
YES Bank Limited	AAACY2068D
Allahabad Bank	AACCA8464F
Syndicate Bank	AACCS4699E
Deutsche Bank	AAACD1390F
Canara Bank	AAACC6106G
Indian Bank	AAACI1607G
Vijaya Bank	AAACV4791J
CITI Bank	AAACC0462F
Dena Bank	AAACD4249B
UCO Bank	AAACU3561B
HSBC	AAACT2786P

Need for Lender PAN to Avail Home Loan Benefits: To understand the need for a PAN number of the bank, one needs to understand the Income Tax Act of 1961, and in particular, section 24B. Section 24B states that one can claim tax benefits on the interest paid for a housing loan. However, to complete the process, one must provide the PAN Card number of their respective lender bank to the Income Tax Department.

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